5 Financial Mistakes Women Make
With our practice in Atlanta, Georgia, we have many women walking in the door. And even though most of our clients actually manage their money very well, we continue to see persistent issues with the women...particularly the married women. As a result, I'd like to share some information to help all of our female readers. Make no mistake...the guys aren't perfect, and eventually, I'll get around to creating an article for the men--our gender's got its own money problems. But this one's for the women, so let's get into the top five mistakes we see on a regular basis. Mistake #1: ...
Teaching Your Child about Money
Ask your five-year old where money comes from, and the answer you'll probably get is "From a machine!" Even though children don't always understand where money really comes from, they realize at a young age that they can use it to buy the things they want. So as soon as your child becomes interested in money, start teaching him or her how to handle it wisely. As we stress with our five Keys to SHINEâ„¢, it is critical to give your child a solid foundation for a lifetime of informed financial decisions. Lesson 1: Learn to Handle an Allowance An allowance is ...
Are You Ready for a New Career?
A higher salary. More job security. Doing what you love. A chance to give back. Changing careers can be rewarding for many reasons, but career transitions don't always go smoothly. Your career shift may take longer than expected, or you may find yourself temporarily out of work if you need to go back to school or can't immediately find a job. Fortunately, planning for the financial impact can make the transition much easier. Do Your Homework You'll want to make sure that you clearly understand the steps involved as well as the financial consequences of a career move. How long will it ...
Understanding Your Credit Reports
Your credit reports contain information about past and present credit transactions. They are used primarily by potential lenders to evaluate your creditworthiness. So if you're about to apply for credit, especially for big items like a mortgage or car loan, you should review all three of your credit reports; they each possibly contain different accounts and personal information. See What They See...For Free You are entitled to a free credit report under the following circumstances: A company has taken adverse action against you, such as denying you credit, insurance, or employment (you must request a copy within 60 days of the adverse action) You're ...
Debt Management 101
Your parents or grandparents probably always told you, "If you can't pay for it with cash, then you can't afford to buy it." That may have been sound advice a generation ago, but such attitudes about credit are outdated and unrealistic for most adults working and living in today's world. As savvy, modern-day consumers, we will all need credit at some point. The costs associated with purchasing cars, homes, health care, and college education have skyrocketed when compared to the average household income, so typical consumers need to borrow money if they want to own a home, purchase a car, and ...
Banking
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Understanding Your Credit Reports
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Are You Ready for a New Career?
A higher salary. More job security. Doing what you love. A chance to give back. Changing...
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5 Financial Mistakes Women Make
With our practice in Atlanta, Georgia, we have many women walking in the door. And...
Teaching Your Child about Money
Ask your five-year old where money comes from, and the answer you’ll probably...
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Degree Rich, Money Poor: Financial Advice Every Graduate Should Know
December is almost here, and many of you will be graduating in a few weeks. Even though it’s the mid-year ceremony, don’t worry. Your diploma counts just the same as those spring-time grads. So now that you’re about to begin your life of social freedom and adult independence, let’s go over a few issues concerning your wallet. You... [Read more of this review]
Degree Rich, Money Poor: Evaluating a New Job Offer
In the past, employees stayed with the same company for years, working their way up the food chain. But times have changed, businesses are restructuring, and employees are often forced to look for new jobs. It’s also common for younger workers to change jobs several times throughout their careers as they seek higher salaries and new professional... [Read more of this review]
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